We offer a unique set of services to provide you the means to answer the ultimate question.
“Can I do what I want, when I want, with my money?”
Your need for a Wealth Manager is to assist you in enhancing, preserving, protecting, and transferring your unique definition of wealth. This definition has four, inter-related components:
Financial Wealth: How to save and spend your money
Social Wealth: Who you spend your time and money with
Calendar Wealth: How you spend your time
Mental Wealth: Power to choose your path of freedom
We offer four essential ingredients so you are prepared when life happens. We have a “Mission Control” mindset where we review the facts and assumptions, and determine the important things to accomplish.
Behavioral Oversight: The biggest threat to your portfolio is you. It’s not that you don’t have the discipline. It’s that you don’t have the structure or the time. This can lead to making mistakes from cognitive errors, emotional triggers, and unknown biases.
Portfolio Development: We build, monitor, and invest our own money in our firm’s investment portfolios. Our primary focus is to manage risk and provide a portfolio for your unique goals and risk profile. We want our portfolios to be anti-fragile by using a dynamic risk allocation so that you are more likely to stay in the game and rise above investment noise. Our relative trend equity approach adds diversification from “buy and hold” because it is managed differently. We provide outside account analysis to assist with allocation and position the right asset in the right account to provide greater tax benefit while considering cost effectiveness.
Relationships/Networking: My client and professional relationships have resulted in opportunities as we cross-pollinate needs and skills. Realtors, lawyers, recruiters, accountants - my network can make life easier.
Continuous Financial Planning: Your phone has apps that are constantly being changed. This iterative approach in software applies to financial planning as well because life is iterative. These iterations require understanding. By limiting my client base, I am postured to listen, go deep, ask questions, and understand.
We want you to leverage our knowledge and skills to add value and assist with:
Minimizing tax liabilities over a lifetime
Managing debt effectively
Maximizing your social security benefits
Addressing your personal risk needs of wills, insurance, medical, and legal items
Investigating your estate plan
Keeping you informed and positioned for changing laws
Some elements of financial planning value can be easily seen - like tax benefits. It’s hard to put a price on avoiding catastrophe that doesn’t happen or a price on avoiding a tough decision or bad investment. The value is potentially big, but the cost of not being prepared can be enormous.